Identity Protection


Your identity is typically verified by different bits of information and if someone else gains access to that data they can apply for loans or credit cards in your name, file your tax returns and steal the refund, ruin your credit score, and more. It is extremely important that you prioritize and protect your identity.

EDUCAUSE recommends the following steps, particularly after the 2017 Equifax data breach.

Users

Trinity faculty, staff, and students

Security Steps


1 Self-Monitor

You should take advantage of AnnualCreditReport.com to monitor your own credit reports. You are legally entitled ​​view reports from the 3 major agencies for free once every 12 months​ to check for errors​.​ ​Also review your credit card and bank statements for fraudulent charges as often as possible.
 

2 Fraud Alerts

If you are in the middle of refinancing or mortgage shopping, you may need creditors to legitimately access your credit reports. You can place a 90-day fraud alert on your credit to force potential creditors to verify your identity. Contact one of the other bureaus to set this up and it will notify the other​ two​ of the fraud alert.
 

3 Monitoring Services

Trinity University offers relevant voluntary employee benefits called LegalShield and IDShield, a credit monitoring service. If you are interested in these two programs, please contact the HR department directly for more information.​ Equifax is also offering one free year of its own credit monitoring and identity theft protection service TrustedID if you enroll within the next two months.​

Equifax is also offering one free year of its own credit monitoring and identity theft protection service TrustedID if you enroll within the next two months.​ 
 

4 Credit Freeze

The strongest protection if you are seriously worried is to freeze your credit. This will place restrictions on who can view your credit report and require you to actively "thaw" the freeze in order for any new lenders to access it. Freezing your credit will come with a $10 fee* (for Texans - check your state for specific fee schedule) from each of the 3 major bureaus and a small charge to "thaw" your credit file when needed again.​ ​To freeze your credit, contact the bureaus directly​.​

* Equifax will waive the freeze fees for people who freeze their Equifax credit files temporarily.
 

5 Other Tips

Staying secure in general will also help prevent identity theft, so remember to follow good practice guidelines at all times. These include​ opting into two-factor authentication whenever possible,​ not using unsecured wifi networks, ​maintaining strong and unique passwords, and keeping the amount of personal information shared online to a minimum.

 

identity protection steps

 

Identity Theft

If you ​are (or suspect you are) a victim of identity theft, immediately follow the report and repair steps listed on the identitytheft.gov website.

Getting Help

If you have questions about these steps, please contact the ITS HelpDesk at helpdesk@trinity.edu or x7409. Please note that the HelpDesk can only offer security guidance and cannot answer questions about external services or specific financial/legal issues.

 

Details

Service ID: 22747
Created
Mon 9/11/17 4:05 PM
Modified
Tue 5/12/20 3:35 PM